Protect your construction projects from the ground up — before, during, and after the build.
Get a Free Quote →Builders Risk Insurance — also known as Course of Construction Insurance — provides coverage for buildings and structures while they are under construction or renovation. It protects the property owner, general contractor, and other stakeholders from financial loss if the project is damaged or destroyed before completion.
Whether you're constructing a new commercial building, completing a major renovation, or managing a residential development, Builders Risk is an essential part of your project's risk management plan.
Most standard commercial property policies exclude buildings under construction. Without a dedicated Builders Risk policy, a fire or storm during your build could leave you covering the full cost of rebuilding out of pocket.
Coverage for damage caused by fire, explosion, or related perils during construction.
Protection against wind, lightning, hail, and other severe weather damage to the structure.
Coverage for theft of materials, tools, and equipment stored on-site.
Covers water infiltration and accidental discharge during the build process.
Protection for on-site machinery and construction equipment breakdowns.
Optional coverage for project delays, legal fees, and additional expenses caused by a covered loss.