Roofing Contractor Insurance in Ontario
Roofing is ranked among the highest-risk construction trades. Many standard insurers limit or exclude roofing.
CrownRidge has experience placing coverage for roofing contractors of all sizes.
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Did You Know?
Many standard insurers decline to cover roofing contractors. Working with a specialized broker is key.
What's Covered
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General Liability
Core liability for roofing operations.
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Completed Operations
Coverage for claims from previous jobs.
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Subcontractor Liability
Coverage for roofing subcontractors.
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Tools & Equipment
Coverage for roofing tools and equipment.
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Commercial Vehicles
Auto coverage for trucks and trailers.
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Workers on Height
Workplace injury coverage for elevated work.
Who Needs Roofing Contractor Insurance?
✓Residential roofing companies
✓Commercial roofing contractors
✓Flat roof specialists
✓Metal roofing installers
✓Roof repair crews
✓Waterproofing contractors
Frequently Asked Questions
Why is roofing insurance so expensive?+
Roofing is high-risk due to frequency and severity of claims.
Do I need separate coverage for residential and commercial?+
Most policies cover both, but the type of work affects premiums.
What about subcontractor coverage?+
We recommend requiring all subs to carry their own liability coverage.
