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General Contractors Insurance

Comprehensive insurance for general contractors managing projects of all sizes across Ontario.

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Insurance for General Contractors

As a general contractor, you're responsible for everything on your job site. Adequate insurance is a requirement for most commercial contracts.

CrownRidge helps GCs build insurance programs that meet contract requirements and actually protect your business.

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Pro Tip

Always require certificates of insurance from every subcontractor before they step foot on your site.

What's Covered

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Commercial General Liability

Core liability protection for your job site operations.

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Builders Risk

Coverage for the structure under construction.

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Worker Protection

Workplace injury coverage for your employees.

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Tools & Equipment

Coverage for tools and equipment on site and in transit.

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Performance Bonds

Contract bonds to satisfy project owners and municipalities.

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Subcontractor Coverage

Guidance on requiring coverage from your subs.

Who Needs General Contractors Insurance?

General contractors
Design-build firms
Construction managers
Project managers
Renovation contractors
Multi-trade contractors

Frequently Asked Questions

What liability limits do I need as a GC?+
Most commercial contracts require $2M–$5M in general liability.
Do I need bonding?+
Many project owners require performance and payment bonds, especially for public projects.
How do I manage subcontractor insurance?+
We recommend establishing minimum insurance requirements in your subcontractor agreements.

Questions About Your Coverage?

Our licensed brokers are ready to help you find the right fit.